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Budget and Finances of the Buckhorn Lake Area Church

We began 2025 with $71,694.36 in our checking account. Some of this was funding for the cost of replacing the walls of the Community Building, which were damaged in the 2022 flood, but most was due to no longer having installed pastors to support and to pay. On the other hand, it was essential that we undertake the expensive task of repainting the church, the adjacent community building, and the manse, so that large positive balance did not last long. At the end of 2025, we had spent $39,977.90 more than we received, and our checking account had diminished to $30,838.10, and we were still anticipating repairs to the manse.

Before I forget it, when you see Sue McIntosh, our hard-working treasurer, please thank her!

— Eric Schonblom, Financial Ministry

2026 Budget

Income

Church Offertory$38,922 | Benevolences:
Loose offering2,100 |
Gifts from churches200 | One Great Hour of Sharing$575
Gifts from friends12,500 | Pentecost offering (discontinued)0
Undesignated memorials2,500 | Peacemaking offering280
====== | Joy Gift300
Offertory Total56,222 | Birthday / Hunger192
| Appeals (disasters, Quiet Fund)1,000
Special services325 | Building (local donors)4,776
Book sales400 | Building (others)700
Auction0 | Special collections170
Dinners300 | =====
Mission store0 | Designated Giving7,993
===== |
Special Activities1,025 | Interest on Savings344
TOTAL, ALL INCOME $65,584

Expenses

Pulpit Supply$7,210 | Worship supplies$485
Furnishings0 | Bulletins50
SS/MC contribution0 | Special services150
Deferred compensation0 | Music170
Major medical / pension0 | Organ / pianos500
Medical set-aside0 | Sound system / other100
Continuing education0 | =====
Utilities3,600 | Total Worship1,455
Travel / Other 0 |
====== | Outreach200
Total for pastoral services10,810 |
| Sunday school600
United mission giving2,400 | Youth0
One Great Hour of Sharing575 | Fellowship450
Pentecost offering (discontinued)0 | Nursery50
Peacemaking offering280 | Community activity200
Joy Gift300 | Transportation100
Hunger192 | Library50
Per capita assessment1,750 | Other150
Special appeals (disasters...) 900 | =====
Collections (e.g. Change for Change)170 | Total Christian education1,600
Session disbursements1,000 |
===== | Office supplies / copies125
Total benevolences7,567 | Treasurer2,950
| Telephone1,900
Electricity5,500 | Wedding coordinator300
Insurance9,200 | Postage, mailings435
Custodians, salary2,250 | =====
Cleaning, supplies165 | Total administration5,710
Trash & water600 |
Equipment & appliances1,000 | KY Sales tax350
Church maintenance5,000 | Other180
Manse maintenance12,000 | ====
Pest control / Other450 | Total Miscellaneous530
===== |
Total building & grounds36,165 |
| TOTAL EXPENSES$64,037

TOTAL INCOME - TOTAL EXPENSES = SURPLUS
$65,584 - $64,037 = $1,547

The church projects a budget surplus of one thousand, five hundred and forty-seven dollars in 2026!