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Budget and Finances of the Buckhorn Lake Area Church

We projected a deficit of just over $21,000 in 2017. It is a tribute to the grace of God that our faithful members and friends overcame that daunting challenge! Other churches gave us over $4,000, most of it for the new bathroom and shower. Friends and Buckhorn alumnae/i gave more than $18,000, far more than anticipated, and we managed to reduce our expected expenses by almost $5,000. And we had an outstanding auction! We finished in the black by just under $2,500. Praise God!

Our congregation pays $36.86 per member for the privilege of belonging to the Presbyterian Church (USA), an increase of 23 cents. This so-called per capita assessment is paid whether individual members donate or not.

The budget for 2018 follows. Once again, it looks unpromising. But as God showed us in 2017, humans with faith can accomplish the impossible. How might God bring our budget into balance again? The answers are the same as they were a year ago. Thank you. When you see Sue McIntosh, our volunteer treasurer, please thank her!

2018 Budget

Income

Church Offertory$54,791 | Benevolences:
Loose offering2,250 |
Sunday schools300 | One Great Hour of Sharing$600
Gifts from churches1,500 | Pentecost offering425
Gifts from friends15,000 | Peacemaking offering350
Undesignated memorials4,600 | Joy Gift400
====== | Birthday / Hunger550
Offertory Total78,441 | Appeals (disasters, Quiet Fund)700
| Building (local donors)3,500
Special services1,300 | Building (others)100
Auction5,250 | Special collections350
Dinners1,150 | =====
Mission store3,000 | Designated Giving6,975
Books, other sales2,200 |
===== | Interest on savings860
Special Activities12,900 |
| TOTAL, ALL INCOME$99,176

Expenses

Pastors' salary$25,092 | Worship supplies$500
Furnishings12,396 | Bulletins50
SS/MC contribution3,660 | Special services100
Deferred compensation6,336 | Music / choir200
Major medical / pension15,286 | Organ / pianos300
Medical set-aside1,260 | Sound system / other50
Continuing education1,000 | =====
Utilities3,400 | Total Worship1,200
Travel / Other 1,700 |
====== | Outreach200
Total for pastoral services70,130 |
| Sunday school200
United mission giving2,400 | Youth275
One Great Hour of Sharing600 | Fellowship250
Pentecost offering425 | Nursery50
Peacemaking offering350 | Community activity400
Joy Gift400 | Transportation100
Birthday / hunger550 | Library50
Per capita assessment2,064 | Other100
Special appeals (disasters...) 200 | =====
Collections (e.g. Change for Change)350 | Total Christian education1,425
Session disbursements500 |
===== | Office supplies / copies175
Total benevolences7,839 | Pulpit supply112
| Telephone500
Electricity3,300 | Wedding coordinator450
Insurance8,000 | Postage, mailings150
Custodians, salary3,000 | =====
Cleaning, supplies250 | Total administration1,387
Trash & water800 |
Equipment & appliances300 | KY Sales tax400
Church maintenance4,000 | Other70
Manse maintenance1,000 | ====
Pest control / Other675 | Total Miscellaneous470
===== |
Total building & grounds21,325 |
| TOTAL EXPENSES$103,976

TOTAL INCOME - TOTAL EXPENSES = SURPLUS
$99,176 - $103,976 = -$4,800.

The church projects a budget deficit of just under five thousand dollars in 2018!
Since certain budgeted expenses are there only if needed, the actual deficit might be a bit smaller--if God is as generous in 2018 as in 2017.